https://www.foxbusiness.com/economy...ls-surge-another-record-high-inflation-stings HYPERLINK has full article snip Nearly 3.6% of workers participating in employer-sponsored 401(k) plans made a so-called "hardship" withdrawal in 2023, according to Vanguard, which tracks about 5 million accounts. That marks a major increase from the 2.8% rate recorded in 2022 and the pre-pandemic average of about 2%. It marks the highest level since Vanguard began tracking the data in 2004.................. About 40% of individuals who dipped into their 401(k) last year did so to avoid foreclosure — up from about 36% in 2022, according to the report. end snip At first blush you would think that it's just medical emergencies. As you read the article you find that is not the case. I hope that something changes soon so things can get better for the regular folks.