http://www.nbcnews.com/health/health-coverage-extended-patients-high-risk-pools-2D11928066 The article is regarding a recent extension for those currently covered by insurance in a "high risk pool". The Obama Administration has given them an extension to obtain coverage through the "exchange". IMO these individuals will find that the premiums may or may not be lower depending on which State they reside but most probably will find the deductible to be much higher. I would love to here from these individuals as to what the offered insurance plan premiums are and what their annual deductible is that the Exchange offers them. I fear many individuals and plans who don't have jobs that offer group health plans, simply do not understand what the plans offered through the exchange means in terms of their annual costs. It is impossible that premiums AND deductibles offered by the quoted plans can be affordable as they must include maternity, newborn care; including pediatric dental and preventative care; all which are very costly benefits that increase premiums dramatically. And, you must pay for these costly benefits whether you need them or not. No matter your sex, age and whether you have children under the age of 27 years old or not. Of course your dental care will not be covered unless you pay a much higher premium. Instead of paying for coverage of your dental care, you must pay higher premiums for unnecessary mandated benefits you will never need to use. So, Obama/HHS has given you that will lose your current "high risk" coverage an extension to sign up for likely less affordable coverage through the "exchanges". What a joke.
