Over the past few years, I have seen many banks get taken over by other banks. Banks who were around for many years. Then a thought struck me: what if the old community banks are going bankrupt and the banking system is failing?>? We just never notice because we still have a bank account after the merger? What do you think? Are banks being bought up by other banks because they're failing???
Yes, when business & individuals can't repay their loans banks fail, and since the large banks get free money from the Fed they can afford to buy out the smaller banks.
This is a part of the monopoly-capitalism takeover. Some might call it fascism, given the level of entanglement that the big ('central') banks have with government. In many ways, they've become difficult to distinguish one from the other. All thats missing for these banks to have total coercive control over society is a 'social credit score' where one's social metadata is tied to their financial credit, and the banks that the govt depends on for loans will also have We The People dependent on them for all transactions except barter. And so we will 'behave' according to their whims. Once this is instituted, 'freedom' will only be objectively exerciseable by those who can prosper independently and/or by those with tradeable resources that are not digital ...and expect those to become 'criminal' in short order.