I found a truly thought-provoking article in American Thinker, as regarding ObamaCare and its potential analogue in automobile insurance; an excerpt from which is contained below: Here is a link to the entire article: Articles: After Obamacare, ObamaCar Insurance? Note: Whereas I do not believe that those with medical preconditions should automatically be denied coverage or charged higher premiums--after all, many such preconditions are not the result of questionable lifestyle decisions--I do believe that we should be candid about the fact that this will tend to increase premiums, all other factors being equal. In other words, there really is no free lunch.