The user fees are to pay for the administrative costs of the exchanges. Those costs are required by the law to be publicly reported so shoppers on the exchange website will be able to browse that information if they want to. The costs of the exchanges won't be a secret.
Must I point out premiums and out-of-pocket costs are subsidized under the law for those between 100% and 400% of the Federal Poverty Line at slowly reducing levels so its a premiums are a percentage of your income capped per year. See this chart for the laws requirements for the exchanges. Ao even if they add in the 3.5% to the rates it will affect a total of around a quarter of those in exchanges the top 25% who don't get help.
That is only half true. Yes, it is in the law, but that does not mean the government is going to fund it. If the government does not fund it, which is a possibility, what is going to happen to all those poor people? They won't be able to afford insurance so they will be stuck paying the huge penalty under the law. http://www.foxnews.com/politics/201...vote-nascar-proposal-amendments-gop-spending/ http://netrightdaily.com/2012/07/tying-obamacare-in-knots/ When all these poor people go bankrupt, it will be the fault of Obamacare supporters, not the ones who refused to fund it. I have been saying it for quite some time now, Obamacare is just another huge tax.
The funding is in the law the fees and taxes in place already. As for those poor who might not be able to pay the premiums the IRS hands were tied they can only nail tax returns there are provisions to ban any other action on those not having insurance. I agree the law needs revisions but its not going to be repealed and after the next round of elections, maybe the second the Republicans could lose power in the Congress allowing for fixes with luck. But a defunding must get passed the Senate and the Democratic Caucus has the stronger majority there than before the elections it will not happen.
3% surtax is just the beginning. You have to add the increase in premiums to include benefits for maternity and newborn care which many don't need and will increase costs by atleast $1000.00 /year. and the costly premiums individuals and families that don't qualify for premium assistance will pay for coverage through the "exchanges". which the CBO determined would be more costly than previously thought.