Student loans-our responsibility?

Discussion in 'Opinion POLLS' started by Daily Bread, Jun 9, 2014.

  1. Daily Bread

    Daily Bread New Member

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    The administration is going to come up with a CURE on this topic . What do you think we should do about it. Forgive it , lower rates ,go after the educators and do something about the high cost of college or make the businesses foot the bill for training.
     
  2. tkolter

    tkolter Well-Known Member

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    My issue is how can they use student loans to buy computers and automobiles I would do what they used to do give it to the school, take out money for tuition and books and housing and food and then a computer one time if needed for ones major when its declared then anything left gets into an account for other school expenses which would need government approval. If students get any government backed loan.

    And base loans on ones major those not good at likely to get a job should get less priority over other majors.

    Lastly I would push for two bachelors an Applied Bachelors for working skills at 90 Credits but terminal and an regular one for those needing a degree for professional education or an advanced degree and favor the first with government backed loans. Why an accountant needs to know Philosophy of Ancient Greece is beyond me but an applicable Ethics class makes more sense.
     
  3. Anikdote

    Anikdote Well-Known Member

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    Subsidize it entirely. An education public is the best medicine against tyranny.
     
  4. Brewskier

    Brewskier Well-Known Member

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    Whatever Democrat voters feel "entitled" to going forward is what Democrat politicians will grant them. That's the future of America.

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    Who pays for it? Everyone who worked hard and paid for their own education?
     
  5. Anikdote

    Anikdote Well-Known Member

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    Taxpayers, the same folks that pay for K-12. Works very well in several Nordic countries. Since better educated citizen lead to economic growth it pays for itself eventually.
     
  6. Brewskier

    Brewskier Well-Known Member

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    "Taxpayers" didn't pay for my education, I did. Why should I have to pay for you or your kids? Just because you don't feel like paying?
     
  7. PatrickT

    PatrickT Well-Known Member

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    Of course it should be subsidized. Surf Science degrees, acting degrees, creative writing degrees, sociology degrees, education degrees. We can't survive without these and no one can act, write, hand out welfare money, or teach without those degrees. Peter Sellers couldn't really act, Samuel Clemens couldn't write.
     
  8. Anikdote

    Anikdote Well-Known Member

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    My kids are fine, they have a 529 account, not that that's any of your business. We pay for a lot of things that have virtually zero benefit and this wouldn't be one. The best educated places on the planet do it, must be working!

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    I'd argue the existence of those junk degrees is a product of a quasi-private education system chasing after federal student loans dollars. With that being said, I'd be willing to limit which degree would be subsidized.
     
  9. Brewskier

    Brewskier Well-Known Member

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    Nice fallacious logic. Too bad the public education system is horribly inefficient and a costly drain on tax resources and only 3% of students can do math at grade level. But yes, let's do the same thing to the college system.

    http://articles.latimes.com/2013/jan/16/local/la-me-lausd-crenshaw-20130116
     
  10. Anikdote

    Anikdote Well-Known Member

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    I said subsidize, not socialize. A private K-12 system with public funding would probably function better, but that's not what this thread was about.
     
  11. tkolter

    tkolter Well-Known Member

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    Take Germany its true a degree is low cot in comparison to the USA BUT they track students and only top students go to a University most enter the workplace via apprenticeship low to high tier including careers here that would require a degree. Only the top 10% of students go to a University but once there you get a good education up through professional or graduate school if you can get government permission to go.

    Here anyone can go to a University even if a for profit school or on-line program.
     
  12. longknife

    longknife New Member

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    [I hope this doesn't duplicate another thread]

    Obama Pits Indebted Students Against Millionaires

    June 9, 2014 - 7:23 AM

    He simply can't help himself! The leader of the War on Class continues to divide this country in his endless efforts to bring about his goal of changing this nation.:roll:

    In other words, “To hell with individual responsibility! Dig yourself into a deep hole and expect the 'haves' to get you out.”:steamed:

    Read more @ http://cnsnews.com/news/article/susan-jones/obama-pits-indebted-students-against-millionaires

    and another similar story @ http://thinkprogress.org/economy/2014/06/09/3446370/president-student-loans/
     
  13. Brewskier

    Brewskier Well-Known Member

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    "Subsidizing (college) entirely" is not socializing the college system?

    Not everyone is college material and making it free for everyone is only going to result in more people in college that we don't need. We already have hundreds of thousands of skilled labor jobs going unfilled every year, thanks in large part to the idea that everyone, regardless of their aptitude or ability to pay, deserves a college education.
     
  14. smevins

    smevins New Member

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    I agree with the idea of capping payments to 10% of income, though that is only sticking our collective finger in the dike. Until the government undertakes programs that contain tuition and fee costs the way it does medical costs, we probably should be getting out of the public financing of education and let supply demand relegate us all to community college night school degrees that take us 4 years to get until the costs come down. You tell a high school senior all excited to escape the parents, "Well this will require in the end you pay back $2K a month for 20 years", they will think, "Hummm, that is a lot (of beer and easy women and no responsibilities and all you can eat cafeteria food), but I will be so successful coming of college, that will be less than my car payment. Where do I sign?"
     
  15. Anikdote

    Anikdote Well-Known Member

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    Only if you don't know how to use the word correctly which does seem to be the standard. Farms are heavily subsidized, does that make them suddenly public?

    That's probably true, in other places where this is done they gate who's able to get the subsidized education based on merit.
     
  16. tkolter

    tkolter Well-Known Member

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    Maybe we could do this subsidize 100% a Community College if non-profit and public funding is provided with fairly good standards but not fund public four year schools and professional/graduate school at all. The benefit is they would have half a degree paid for but they would get no help for two years more and no loans backed by the government.
     
  17. Brewskier

    Brewskier Well-Known Member

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    Are farms entirely subdized, which is what you are advocating for the college system? Only if you don't understand what you already wrote in this thread could you bring up such an unrelated analogy, which does seem to be the standard. Again, how is completely subdizing something not the same as socializing?
     
  18. PatrickT

    PatrickT Well-Known Member

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    Of course, taxpayers should support students for as long as they want to go to school. And, if someone wants to drop out of school at age fifteen and start having kids, the taxpayers should support them, too. And if people live large while they're working and don't have enough to live large when they retire the taxpayers should support them, too. Oh, and you're healthcare should be fully taxpayer supported, too.

    Now, if you're one of those who the Democrats insists volunteer to pay taxes and your butt is feeling sore, get used to it. Suck it up, fool. It's just taking off.
     
  19. FreshAir

    FreshAir Well-Known Member Past Donor

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    I think if when people graduate work for the gov for 5 years, the debt should be paid in full, a trade for public service
     
  20. FreshAir

    FreshAir Well-Known Member Past Donor

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    wow, republicans attack the sick, the elderly and poor all in the same post attacking people that go to college
     
  21. Brewskier

    Brewskier Well-Known Member

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    So, basically another incentive to work for the Government, is what you're advocating. A DMV worker is just like a worker in the private sector. They hate their job, they wake up every day and go there, they deal with customers and coworkers, and they collect a paycheck. Why should they get their student debt wiped clean?

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    To a progressive, it's an "attack" to tell people to pay for their own stuff, which is what everybody else does.
     
  22. Phoebe Bump

    Phoebe Bump New Member

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    I could cut the cost of college in half by lunchtime tomorrow by disallowing regents from naming buildings after themselves.
     
  23. Phoebe Bump

    Phoebe Bump New Member

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    Yeah, I agree. The responsible thing to do is to take that car wash job.
     
  24. Brewskier

    Brewskier Well-Known Member

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    Yes, because college freshmen with no marketable job skills are too good to take that job. So beneath them.
     
  25. Think for myself

    Think for myself Well-Known Member Past Donor

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    People should live up to their obligations. If folks want to rework the program so it is more affordable for the future, fine. But those who signed up for it and now are whining about crushing debt, tough titty said the kitty when the milk went dry. They promised to pay it back and they should do so.
     

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