Looks like ObamaTax is causing access problems. Even the Democrat Party house propaganda organ - the NYT - has to admit it. http://www.nytimes.com/2014/09/29/u...-in-network-but-the-doctors-are-not.html?_r=0 quote: Regulations created by the Affordable Care Act specify that insurers must use the best-paying among three methods for reimbursing out-of-network physicians dispensing emergency care: pay the Medicare rate; pay the median in-network amount for the service; or apply the usual formula they use to determine out-of-network reimbursement, which often depends on usual and customary rates in the area. Taxcutter says: Thanks to ObamaTax, ER costs are completely out of control. Repeal the damned thing!