http://www.reuters.com/article/us-g20-banks-exclusive-idUSKBN0GZ20F20140904 This has been the case for years now and I hardly ever hear anyone complain about it. Am I the only one thinking about what happens the next large market crash happens and the banks start taking money from people's checking account's due to them now being classified as unsecure creditors so they can avoid going under. The FDIC only protects people from a bank that has failed, not one that has legally taken your money under this G20 agreement.