Today we hear on the news of the dramatic slowing down of costs due to slowing demand. None of which I understand is not attributable to ACA. I perceive that the consumer has at last realized that the Insurance providers and the drug industry are and have been fleecing the consumer for years. Now they, the consumer, are beginning to say enough is enough, IMO. Not before time, when you compare US costs with the rest of the world. I have heard anything between 2 and 5 times depending on the problem treated, BTW.