Health Insurance Deductibles Up 212 Percent Since 2008

That may be a component of larger issues, yes.

 

^ Thread win.

 

Nonsense.

 

I'd like to see the rational needs of the People addressed in a sane and decent way, but I'm not the topic.

 

And, true to form, missed the actual point:

If the price comes down, the deductible will stay the same - and the patient burden unchanged - while the insurance company pockets the savings. Put a stake through the hearts of the private insurance companies. Medicare for all is the way to go. Repeal the HMO Act of 1973 and make it illegal to profit off of healthcare again.

Reading comprehension really isn't your thing, is it?

 

That’s all y’all have to fight against this isn’t it.
Fear mongering, lies, and deflections.

You can’t show effectiveness
You can’t show cost benefits
You can’t show health benefits
You have to ignore the corruption and greed in the program so instead try and deflect this onto people wanting “welfare”. Well guess what, providing for the common welfare is in the ****ing constitution.
Right there with your precious wars and guns.

 

No. I said that most can't afford the best the US can offer.

 

You are incorrect. Under the ACA, record numbers of prescriptions were filled. More people than ever had access to doctors and drugs. Did we get healthier or sicker?

The poor health decisions were really financial decisions. Food that is subsidized is more affordable and is a large part of the American diet. For those who can't afford this poison, tax payers are forced to pay. (10% of food stamps, EBT, SNAP, benefits are used to buy sweetened beverages.) Once they start showing symptoms, medication is prescribed to mask those symptoms. Once side effects show up, additional prescriptions are added. Repeat.

 

Nope! Obama-The-Unfortunate Did!

 

Simplification of a ridiculously complex system. Administrative costs in health care are astronomical. Some areas the government could help in terms of regulating drug prices.

The National Commission on Physician Payment Reform advocated 12 changes to the health care system that could be implemented.

 

Yep.

Medicine, as it is, is not in the business of healing people, its in the "repeat customer" business.

 

Free market, customizable, personally crafted quality affordable insurance for responsible and self sufficient people!!!

 

true to form? You don't know anything about me, yet you make a smart ass comment.

If the price goes down, then the burden on the patient is lowered. logic my friend. Try it.

 

Providing or promote? which is it?

 

Its you that is being irrational. I heard what you said, that tens of millions are uninsured and I pointed out a third of them are well off and choose no insurance, another third actually qualify but for whatever reason still don't have it, and around 9 million are illegal immigrants who do not qualify. I provided links to each claim, which you called kettling. Now, why don't you show me where your numbers are from with legit sources? Can you?

Also, I am not making the claim that the current US system of HC is a good one. However, I am also not jumping on the 'free' HC for all train. I would rather have a discussion about that first, considering the way things are in Cuba and the UK.

Now, if you want to try again, that's cool with me. But, I don't want to keep going around and around with you.

 

.

 

Excellent and important points.

 

Some good points.

 

Only if the patient is footing the entire bill up front. With copays and deductibles, that ain't how it works. The insurance company says the patient is going to pay so much out of pocket - the co-pay, and any deductible not yet met. The insurance company then pays the doctor/hospital a pre-negotiated amount. You have yet to explain how reducing the cost of the procedure does anything but reduce the amount the insurance company will have to pay, and the doctor/hospital will ultimately receive. If you seriously think lowering the cost is going to cause the insurer to magically reduce the co-pay or deductible, I have some beautiful Arizona beach front property for you. Objective reality concerning American business practices. Try it.

 

Tens of millions are uninsured and under-insured; they cannot afford health insurance, or are being bankrupted by its costs.

Subsidies don't begin to help, and are part of the slippery slope: bad, overpriced polices which aren't affordable even with the insufficient help given; financially crippling deductibles.

If you're in denial of these facts - for whatever reason - serious discussion is going to be difficult.

I'm glad you see there are problems, but I don't think you understand how severe they are.

 

Still waiting for him to grasp the fundamentals of how private health insurance actually works, myself. Expecting him to be able to reasonably compare and contrast private vs. single payer might be a bit of a stretch.

 

I absolutely agree that we need to increase SNAP subsidies but only allow healthy purchases. Big corporations won’t like this though.

The ACA is a joke. Private healthcare as an only option is also.

 

Here are some more facts regarding the assertion that 'tens of millions' go without insurance.


10% of the total US population is what, about 33 million? So, 33 million people uninsured.

(source)

that's roughly half of the 33 mil. So we are down to about 16.5 mil. 16.5 million people are uninsured due to cost. What about the other 16.5 mil?

In California, where about 25% of US illegal immigrants reside, about half are uninsured (source). So, if we extrapolate that to the rest of the 11 million or so illegals throughout the US, we end up with about 5.5 mil illegals without insurance. Should we subtract the 5.5 mil illegals from the 16.5 mil uninsured people residing in the US? What's the total now? 10.5 million.

Not exactly 'tens of millions', is it?

So, 16.5 million people residing in the US without insurance, but 5.5 million are illegally here and do not qualify.

Let's be honest. It isn't what you think it is.