‘A perfect storm’: US facing hunger crisis as demand for food banks soars no

You don’t know about payroll taxes do you ?

 

Then why don’t conservatives practice what they preach. They never pay for their increased spending and have huge elicits.

 

So you think going to an insurance agency to buy insisting a smart thing for someone who can't even save money to put aside. Insurance is great in instances where you would be put in serious financial harm if something bad happens. Fire burns down your house, you get into an accident which is your fault, or health issues. I spend plenty of money carrying all sort of coverage life, medical, house, and even a blanket policy. And I doubt you can even buy insurance to cover your rent if you can not pay it, who would be stupid enough to sell a policy like that.

 

Hi don't know why? My guess is it is easy and funny to spend other peoples money.

 

Do you know what banks are paying for interest ? It’s ridiculous saving money there.
Lots of companies sell disability income insurance ...... usually attached to life insurance . It’s cheaper then saving the money which you should be investing

 

I pay more in taxes each year than well over 50% of the country earn each year. I pay those taxes because the government is taking my income to give to the nearly 50% who get cash or means-tested assistance from the Federal Government.

That same 50% pay little to nothing in payroll taxes because they get earned-income credit that, in many to most cases, exceeds any taxes they might have otherwise owed.

Everyone who gets any tax credit I cannot get, everyone who gets any government assistance I can't get, everyone who gets more from taxpayers but put in less, did not earn it.

 

No, earned income tax credits extends well beyond 50K in annual earnings. Very many who are earning 50K plus pay no taxes.

 

Well you're special if you’re paying over 50% in federal taxes. People who do need help on their math or a new accountant.

When you buy car or any insurance, don’t you think many are collecting more then you while they are putting in less. Nope, you don’t whine about them, because for some reason, you don’t mind private insurance sponsoring golf tournaments.

I guarantee there are richer people who pay more and collect less then you.....they must be whining about you being a taker.

 

Yes, it’s a lot smarter to pay the relative low cost for income insurance, investing your savings rather then let your money erode with interest rates so far below the cola. I hope you didn’t get that advice from a financial adviser.

 

So we agree.

 

Of course your beef is with the rich who can qualify for all these exemptions.

 

I didn't say I paid 50% taxes, did I? It's hard to have a discussion with someone who can't read. I'll move on.

 

That was my intent... agreement plus.

 

Go for it.....it’s hard to hear what you’re saying. Except, poor people aren’t pulling their weight, even though they are 14% of the population, 80% are employed and they pay payroll, sales, property taxes like everyone else.


Its hard to have a discussion with someone who thinks the poor are hoarding all the money.....so the poor are richer then you ? Just asking.

 

Do you not get that once to have the money saved you no longer have to keep putting it in there. You can stop put it in the bank and start investing for retirement. I would find it hard to believe you went to a investment advisor and he told you to buy income insurance instead of saving for the future and unforeseen expenses. Why pay someone money when you can simply live within your means and keep your money. To me it sounds like you get your advice from an insurance salesperson.

 

They don't pay taxes. Period. All that is withheld is returned. Again, no one said they have the money or are richer. More fake news. More proof you can't actually win the argument so you just resort to falsehoods.

 

You don’t know about payroll taxes ? Is that a new concept ? They also pay sales, state income and property taxes both directly indirectly. The only tax they they don’t pay is at the cut off and below, is federal income tax. But, you don’t pay your full share. People earning more pay higher rates. What makes you anymore special then poor people, other then they have no power......

 

Ha ha., what planet were you raised on ?

 

Thats incorrect. A half years salary increases every year due to cost of living

Isn’t it smarter to have several accounts for due dates with higher interest rates for , mortgage or rent, property taxes and new car purchase. Then, the vast majority of your wage would be accounted fo at a higher interest rate. If The two biggest expenses, home and auto can be accounted for, it should be as a yearl6 expense, not six months. That allows a higher interest rate. With major expense save for in investment accounts, the premium for income insurance is minimal. We also have payroll taxes deducted for disability....your 1/2 year plan is too costly and fraught with unexpected expenses. Save for unexpected and major expenses separately and insure the basic salary.

 

This is starting to get scary:

 

Fewer immigrants to pick produce and less labor over all.

 

And put a lot of people out of work in the process.

McDonald's is in the process of automating their restaurants partially because of increased minimum wages and workers comp rates, first came the kiosk's and next the drive in's.

Order accuracy increases, productivity increases and robots don't need break's or a weekly paycheck.

So yes jack up minimum wages and see the same reaction from other industries, while those egible for the higher minimum wages are collecting unemployment, or nothing at all.

 

I think I know this guy, he tossed out a perfectly good 57" plasma TV, that I pulled out of his trash and is now hanging on the wall of my garage, all I had to do to get it working was buy a $9.95 universal remote, because I couldn't find the one for the TV in the same pile of trash.

 

AG has been dumping migrants for automation nationwide, 70% of the crops out here are picked, chopped or pulled by robots, as a result our population had been declining for a decade now as the pickers are going back to where they came from.

 

A lot of what used to be migrant labor has been replaced by labor co-ops, these people where once migrants who then banded together and they travel around the state following the harvest schedules, work the fields and then move on to the next harvest versus going back to Mexico or somewhere else in South America.

Then there are the pin-pickers, they follow the co-ops and buy everything that is left over, things that are too small or too large for market or just not perfect, a lot of what they harvest go's to food for livestock and the rest ends up in farmers market at prices well below retail.

And then there's automation in AG.

The problem we are running into now is finding truckers to haul what has been harvested, seems a lot of them are staying at home or just not driving as they cannot be assured there will be something to be hauled back and deadheading kills their profits.