ACA forces poor to pay for health insurance

As mentioned in other threads, I am now being forced to buy health insurance in order to attend college (on a $1300 per month budget). Anyone with a full-time job is being forced to purchase health insurance, or they are out. Even fast food, low wage jobs. This is ridiculous, how can anyone working on a fast-food wage afford monthly health insurance? This ACA is now starting to impact me, and I think it's ridiculous. How can my school force me to pay for health insurance? Wtf does that have to do with their job that I pay them tens of thousands for, which is to teach me?

 

I guess you have to just pay the fine/tax/penalty/or whatever they are calling it these days. Anyway, just do what the tyrants say or you could find yourself in big trouble.

 

No, it's not the penalty I'm talking about. The only people paying a penalty will be the unemployed and those not going to college. But if you want to work or go to school in this country, you must purchase health insurance. This is regardless of what your monthly income happens to be.

 

Why should employers be responsible for employee's health insurance?

 

Sounds fishy to me.

You can be added to your parents plan if you're under 26.

Those that don't buy Obamacare will be taxed only 1% of their 2014 income.

If it weren't for the grandiose title of this thread, I might believe your story. (Many poor will not have to pay a cent for healthcare).

From NPR:

 

You misunderstand. Those that don't buy Obamacare will not have a job or an education. So it's not 1% of my income. It's whatever % healthcare costs are going to be out of my $1300 a month. I have 2 options. I can pay for another $100+ for health insurance that I don't have in my monthly budget, or I can quit school. It's simple really.

 

You are not being forced to do anything. Pay the fine and move on.

 

I'm not under 26! I'm being forced to buy healthcare to attend college. Don't believe me, go to the medical page of any university, and give them a call. They will tell you directly, you must purchase health insurance to attend there, at least my college does. In fact, the lady that answered the phone for me said that it was directly because of the ACA that I will not be able to register for classes (occurring right now) unless I have healthcare. So if you are over 26, or you aren't lucky enough to have parents to have a health insurance plan, you are screwed.

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I have to quit school to pay the fine...

 

What on Earth are you talking about? It's a small fine. Pay it and you are done. If the SCHOOL is making you buy insurance then change the title to your thread because it's a totally different topic.

 

Here is one college's website on healthcare. Trolling? No, this is real life. I MUST pay health insurance to attend school. You can't spin this.

http://www.units.miamioh.edu/saf/shs/Insurance.htm

 

So you do have a right wing governor? You would qualify for medicaid if your governor didn't refuse the medicaid expansion you know. Where do you live?

 

http://www.units.miamioh.edu/saf/shs/Documents/Enroll or Waive 2013.pdf

No, apparently I have health insurance. They just automatically enrolled me and put it on my bill for the last year and didn't inform me of anything. So the loans I take out pay for tuition also are paying for this health insurance. So the monthly budget crisis is averted, but it doesn't change the fact that I'm forced to pay for this coverage to attend school. And it doesn't change the fact that I'm talking to someone face to face right now, who says starting Jan 1, he must buy Pizza Hut health insurance, or quit. It's laughable, after child support, the guy clears like $100 a week.

 

GlobalCitizen because that's how socialized healthcare works. How do you think we're just going to be able to give all the unhealthy, poor, old people full healthcare while they pay very little into the system? We are going to do so by FORCING people like yourself to pay into the system, even though you don't need health insurance, so that you can make up for what those other unhealthy, poor, old people are taking out of the system.

Without people like you, the system will collapse in upon itself. The good thing is... you should just pay the fine which will be much less than you actually paying for the insurance... and then when you do get sick or something really bad goes wrong... you can just sign up for insurance and become a leech with the rest of them. At least that is until the system collapses upon itself.

 

Colleges aren't offering the option of paying the fine. And apparently, neither are employers.

 

Oh hell you don't need college... just get on the government dime and you don't have to do anything... I mean unless you're a white male... then you're just pretty much screwed.

 

I'm just having trouble seeing what business it is of my school to be up in my health insurance business. I'm not sure why the system isn't, pay them money, they teach me. But for some reason, the college is getting involved in my health? Doesn't seem right to me.

 

Right because white males are excluded food stamps/welfare/low cost housing/etc. lol

 

So the OP is angry about the mandate, and I am assuming they would still be angry if the ACA had kept the public option, instead of compromising with the republicans and using the mandate.

 

And how much is the evil socialist government forcing you to pay for insurance?

 

Yeah, I'm somewhat angry for being forced to purchase a product. But not just any product. A product in which its price is determined by ????? and not a market. I have to pay whatever the heck someone tells me to pay. And since the product's price isn't determined by market, I have to pay a lot more than what is necessary. I know I am paying more for healthcare than necessary, because I can see the fraud waste and abuse in front of my eyes.

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Who knows? Prices are almost impossible to find. They lump it into my tuition that is tens of thousands of dollars already.

 

Then you have the wrong title for this thread. The ACA doesn't make all poor people pay for healthcare.

You should get health insurance regardless. If you earn less than $46,000 then you can access free coverage through medicaid or get discounts with monthly tax credits.

There are many people over the age of 26 who pay for their health insurance.

 

Let me guess, you live in a state with a Republican governor who refused to sign the Medicare extension, don't you?

 

You would be paying far more before ACA. ACA limits the amount that health insurance companies can charge, and also, making everyone buy insurance limits the costs as well. Before ACA, the costs of treating uninsured patients in the ER would be passed to insurance companies, and they would raise the costs for their customers to make back the money.

The problem is that they did not limit the costs of hospitals as well. Many hospitals charge far more than they need to for treatment. A single pill that costs them 10 dollars to buy will cost the patient 500 dollars when they are given it and they will charge 3000 dollars for a doctor to walk into the room, ask two questions, and listen to your heart, for example. These types of outragious overpricing is not illegal at all, and if they want to lower healthcare costs to the public, it needs to be confronted.

 

Don't listen to this cowardly message. Stand up and endure a little trouble. We need to be strong for our fellow citizens in the present and the future.

 

I don't know. I don't spend my life trying to figure out this damn system. I'm a vet. I was told by the VA and outprocessing folks that I would not receive health insurance because I did 10 years, instead of 20. They lied, and apparently I had 5 years of coverage that I didn't know about. But that is up now. And I have nothing now, (except apparently some plan that they automatically add to my tuition payments). I spent some time a couple of years ago calling various insurance places and quickly determined they were far out of reach for my budget, all of the plans I could find were at least $150-$175 a month, averaging at over $200 a month. I gave up on the sh it. Where do I go, what do I do to get health care in this country? The whole system is designed for people that are employed. I'm not.