Associated Press claims ObamaCare premiums will rise by double digits next year

Here's why Obama Care costs so much more.

The cost for 2 adults without children is $11,381, that's $5690.50 per adult or $474.20 per adult per month in higher taxes to pay for Government "free" universal health care. More cost, less care. That's what you get with single payer.

 

No its not. Single payer is not universal healthcare.

 

Neither you nor I know how any other RNC candidate would have done against Hillary Clinton...but I am glad that the RNC managed to nominate Donald Trump...so that the candidacy of Hillary Clinton, an intelligent, competent, dedicated individual will prevail rather than one of the losers contending from across the aisle.

The fact that you consider something a fact does not make it a fact.

 

Do you realize you're making the same arguments as Communists at this point? "It's not true Communism!" "Single-payer" is merely the shift to the government trying to be the de-facto insurer. And that is SO going to go over well, when its attempts to micromanage this sector of the economy went swimmingly well!

Here's some harsh reality: Health Care is the sole part of our economy that is predicated on scarcity. Only so many blood matches, only so much medicine(did you hear about that lack of oxygen in the Syrian case?), etc. I would wish for everyone to have an equal amount of care. But it's not possible.

Luckily, if one actually evaluates the true environment of health care you find this nugget: It's NOT necessary. Not everyone is terminally ill. Not everyone is peachy healthy either. But most people fit in the middle. With this knowledge, customized plans in accordance with a doctor and with the patient's needs will reduce costs tremendously.

It takes a businessman to organize this government attempt of micromanagement. That's why I must win this seat in Michigan in 2018 I do not trust any of them to be able to orchestrate the necessary fixes.

 

americannationalist 2018!

 

You claim you pay for hundreds of employees, why are you not a self-insured employer? Did you also claim you pay 10,000 for each employee? That is double the cost than the average premium cost for everyone else.

 

The cost in Canada for two adults is the same here in the U.S. of 11,381. In my case, it was through a self-insured employer where my spouse in premium shares paid over 3,700 a year with a 3,000 deductible. The premium total is not paid to the insurance company, only a small percentage is paid for the use of their network and they also administer the plan. The premium share was more then enough to cover any medical expenses for that year. Many years we did not need healthcare so the employer could keep our premium shares. The total premium amount is listed on the W-2 but the premium amount is added to the employer's own bank account.
According to NAIC, large employers collected 158 billion in premiums for over 88 million people. They paid out 143 billion in 2015 for claims. If you divide the 158 billion by 88 million, the average cost per member is 1,795. If they had collected on average 5,000 per member it would come to 440 billion even if it was applied to the employer's own bank account. However, in reality they can only add up the premium shares from employees since they do not pay premiums to insurers.

As you can see they only paid out 143 billion in claims which indicates these employers didn't have to pay for employee's health claim out of their own pocket.

 

How could you believe this when most of the increases in premium hikes are used to pay for the government's new fees associated with the ACA in 2014? In 2015 it is due to all of the new enrollees getting caught up in their preventive exams and people getting their chronic conditions managed. This is a temporary increase cost in health spending and it will level out in 2016. However, these increases are here to stay and after the dust settles, they will return to 3%, 4% profit margin gains. That will earn them 14 billion in profits.
Why should the public suffer so they can earn 14 billion in profits and to add further insult, are mandated to support their profit margins? Obamacare is not a step in the right direction, it is extortion on a mass level of taking more of our healthcare dollars that is not going to the entities that treat us.

 

Wouldn't it be nice for employers to pay employees a higher wage and have the employee worry about medical insurance much like they do car insurance? Unfortunately the healthcare system is prohibitively complex and the cost prohibitively expensive. We should focus on fixing the system and we start to do that by bringing back true free market forces. If we want to keep the best healthcare in the world we need to move the exact opposite direction we've been heading.

 

Obamacare IS a step in the right direction. It WILL have adjustments made to correct the many flaws it now contains...most of which might not be there is the American Right wing had cooperated instead of impeded.

We will get there, though...even with the obstructionism.

 

The very last thing in the world that will bring down the unnecessary costs involved in our nation's healthcare...is to give what is euphemistically known as "the free market forces" a greater impact on the issue.

The only way this is ever going to be handled in any efficient way...is to federalize the entire healthcare system...right from the start. The government should start paying for the education of all physicians, dentistst and nurses...with an obligation to provide services with government salaries.

It can be done...and eventually willl be.

We will get past the nonsense and baseless fears of the American far right...and bring our nation up to the healthcare standards of countries such as CUBA, for heaven's sake.

CUBA!

Forget about Canada, the UK, and Sweden. Even Cuba stacks up better and fairer than we in that department.

 

By all means let's have what the UK is having. It seems to work so well.
http://www.investors.com/politics/c...s-collapsing-single-payer-health-care-system/

 

Umm no. Our HC system has been getting worse the more we remove "free market forces"! Probably just a coincidence right? FFS the govt couldn't even get the exchanges right.

 

I know...I know.

The string pullers tell the puppets what to say...and you guys say it.

Prices for healthcare have been going up year after year. Obamacare IS going to take a hit.

But Obamacare (and it will continue to be known as Obamacare) will eventually be seen as the base upon which a reasonable healthcare system will finally be established in this country...long after most countries have already had a decent plan in place.

We'll see.

I'd be willing to bet on it.

 

Why are you paying money to an insurance company when you could become a self-insured employer? All of your peers have done this so why are you still paying premiums to insurance companies?

 

Prove it, post your numbers. Especially that insurance cost were rising faster than what we see now.

 

If you are paying 10,000 per employee, you are paying double the cost compared to everyone else. This is not a smart move for a business to accept this high premium when you self-insured large employers are not paying premiums to any insurance company.

 

https://www.factcheck.org/2015/02/slower-premium-growth-under-obama/

 

The premiums were unaffordable when obamacare came out. The premiums rise more and more every year while the value of the dollar stays the same or drops, and in January will be rising anywhere from 30 to 100%+ depending on what state you're in.

 

http://www.forbes.com/sites/theapot...p-premiums-in-nearly-all-states/#1607f5a829f3
http://www.forbes.com/sites/theapot...miums-to-increase-substantially/#4a6e6c846e3c

 

Healthcare costs have been going up and quality has been going down since way before Obamacare. Prior to the ACA both parties admitted that the system was broken.

Clearly Obamacare has not solved the cost issue although it has helped insure a significant numberof peiple.

Now Trump has promised a better system at much lower cost. It will be interesting to see how that promise goes. As they always say the devil is in the details and so far there are very few.

 

right wingers want to see Obamacare eliminated so that 45,000 Americans can die every year due to lack of health care - the cost for ACA will do down to zero but the blood tax of deaths will increase, much to their delight

 

There may be a tiny few with that position but Inwill continue to believe that most Americans want what is best for the country. Trump has already backed off his promise to repeal Obamacare on day one.

It is now time to tone down the rhetoric and try to actually develop a working healthcare system for America.

 

Great comment. The right wing is always big on criticism but quite short on solutions. Let's see what they got and let's also see the opposition point out any deficiencies they have in that right wing agenda.

 

Insure a significant number of people? Big deal. For the most part their premiums will cover low cost doctors visits. When it comes to the costly inpatient and surgical care the deductible kicks in and it is so high the insurance will pay nothing until it is met. So when needed most the insurance will not pay their 80%. Obamacare mandated we buy their crummy insurance but didn't regulate/control premiums, copays and out ofm pocket costs