No, Obama Didn't Lie to You About Your Health Care Plans

interesting, so all the plans were grandfathered in, and only plans sold after he said this were not grandfathered, sounds like the rights been doing some lying of their own... will they own up to it?

 

You seriously are misinformed. He knew when HHS "arbitrarily mandated what benefits your plan must have", that any plan that didn't have Maternity, Newborn and Pediatric dental would not be grandfathered. HHS and Obama also never told us prior to passage of the law that all policies must include these costly benefits whether or not the insured covered under the policy needed them or would ever need them(such as females in menopause, single males, small group plans were no employees would need the coverage. It is just another means of allowing Insurance Companies to charge higher premiums to compensate for having to cover those with high cost pre-existing illnesses.
So, we now have to pay for benefits we do need, pay higher deductibles and out of pocket to help keep the higher premiums down as much as possible and potential be unable to continue seeing our present physicians and the hospitals they are on staff at. In addition, we still pay for those that are exempt from the mandate if they are below the poverty level and even with the subsidy can't afford the premiums offered by the exchange, don't signup for Medicaid if they are eligible or have no insurance because they are not u.s. citizens. The U.S. Government mandates no one can be turned away from emergency care if life threatening. Hospitals attempt to recoop the loss by increasing their fees.

 

It works!!!!!

 

It works? Not

 

Time for the right wing delusionals to get their facts straight:


Kentucky Governor To Mitch McConnell: Get Your Facts Straight On Obamacare



WASHINGTON -- It was just Wednesday night that Senate Minority Leader Mitch McConnell (R-Ky.) railed against the Affordable Care Act, calling it a "catastrophic failure" for people everywhere.

* * *

But the governor of McConnell's home state came to Capitol Hill on Thursday with a vastly different message: the health care law is working, and people in Kentucky can't get enough of it.

"I have a U.S. senator who keeps saying Kentuckians don't want this. Well, the facts don't prove that out," Kentucky Gov. Steve Beshear (D) told reporters.

Beshear said more than 550,000 people have visited the state's Obamacare enrollment website since it launched on Oct. 1. More than 180,000 have called into the health care call center and about 69,000 people have signed up, or about 1,000 Kentuckians per day. Of those who have signed up, he said, 41 percent are under the age of 35.


http://www.huffingtonpost.com/2013/...mcconnell-obamacare_n_4391860.html?ref=topbar

 

Mr Lie, you are the delusional one that relies solely on liberal/progressive news media for your facts. You have no first hand knowledge of health insurance, payment systems, Medicaid and medicare payment procedures and the cost of providing health care services. So I see no reason for anyone to take your posts seriously.

 

Well, Mr Hucksterson nobody is going to believe you or your fellow delusionals in the Fo卐 network since the record clearly shows there is considerable success for ACA:



http://www.pbs.org/newshour/rundown...roves-with-varying-success-across-states.html


"Obama administration officials said last night they are still on track to sign up 7 million people in new coverage by March 31, the close of open enrollment, as originally projected by the Congressional Budget Office. "We expect the bulk of enrollment will occur at the end of the enrollment period," said Michael Hash, director of the Office of Health Reform.

Overall, counting signups through the 14 states running their own websites as well as through HealthCare.gov, nearly 365,000 consumers have selected health plans -- nearly a third of them in California. An additional 803,000 have been found eligible for Medicaid, the state-federal health insurance program for the poor."



Bad news for the America hating right wingers who delight in seeing Americans die. Good news for the patriots who want to preserve American lives.

 

I hope he didn't. I want to keep my doctor. I would hate to use his...his doctor seems a bit mean. Here he is.

[video=youtube;tbHuyT6Tohw]http://www.youtube.com/watch?feature=player_detailpag e&v=tbHuyT6Tohw[/video]

 

from blogs to meme's..........you're failing faster than I thought possible
and from the "demopcraticunderground"..................hell, that's even funnier.
I am never so glad that someone does you thinking and speaking for you, otherwise you might really be in trouble

 

Too bad you can't think for yourself, buddy.


Here's the TRUTH that you are so afraid of:



http://www.dailykos.com/story/2013/...-ACA-enrollments-up-to-MINIMUM-of-21K-per-day



Update x3: Here Comes the Boom! ACA enrollments up to MINIMUM of 21K per day




Private Enrollments: over 815,000

Medicaid/SCHIP expansion: close to 2.0 million

Total: 2.8 million and rising...FAST.

Bear in mind that this ONLY includes the past week's numbers for 8 states (and some of them are still a day or two behind).

So, the big question is, how many people will make the crucial 12/23 enrollment deadline in order to have coverage kick in on January 1st?

I'm gonna make a bold prediction and call it somewhere between 1.3 - 1.5 million private enrollments.




... more ...

 

Your numbers are misleading, Mr. Lie
How many have actually signed up for the FREE Medicaid?
How many are actually paying?
How many are able to afford a down payment and will have to wait for their subsidy check?
HOW MANY FULLY ENROLLED, SELF_PAYING participants...............even your false god. obammmy the nanny. doesn't know.
This will go down as the most abject miserable failure for any president since the Founding Father first signed the DoI.
You heard that Oregon pulled Obama's ads from their TV stations, right?

 

Why are you using coercion against me?
Your numbers are misleading, Mr. Lie
How many have actually signed up for the FREE Medicaid?
How many are actually paying?
How many are able to afford a down payment and will have to wait for their subsidy check?
HOW MANY FULLY ENROLLED, SELF_PAYING participants...............even your false god. obammmy the nanny. doesn't know.
This will go down as the most abject miserable failure for any president since the Founding Father first signed the DoI.
You heard that Oregon pulled Obama's ads from their TV stations, right?

 

"coercion"





That's the most laughable crap I've ever seen on this forum!

Definitely post of the year material.

 

Obama Repeals ObamaCare

Under pressure from Senate Democrats, the President partly suspends the individual mandate
...."The White House argued at the Supreme Court that the insurance-purchase mandate was not only constitutional but essential to the law's success, while refusing Republican demands to delay or repeal it. But late on Thursday, with only four days to go before the December enrollment deadline, the Health and Human Services Department decreed that millions of Americans are suddenly exempt.

Individuals whose health plans were canceled will now automatically qualify for a "hardship exemption" from the mandate. If they can't or don't sign up for a new plan, they don't have to pay the tax. They can also get a special category of ObamaCare insurance designed for people under age 30.....
So merry Christmas. If ObamaCare's benefit and income redistribution requirements made your old, cheaper, better health plan illegal, you now have the option of going without coverage without the government taking your money as punishment. You can also claim the tautological consolation of an ObamaCare hardship exemption due to ObamaCare itself."

http://online.wsj.com/news/articles/SB10001424052702304367204579270252042143502

failed and failed and failed typical loudmouth Lib.....IT"S FAILING even your boy is back-pedaling...............now that's real funny your claim that it is successful falls on deaf ears now..........

 

‘Over 6 million’ and counting

http://www.msnbc.com/rachel-maddow-show/over-6-million-and-counting


It seems like ages ago, but it was early November when the first figures on Affordable Care Act enrollment were released – and they weren’t good. In October, the first month of the open-enrollment period, just 106,185 consumers signed up for health insurance through an exchange, far short of projections, and enough to cause Republicans to point, laugh, and mock, noting a variety of sports venues that hold more than 106,185 attendees.

Seven weeks later, conservatives no longer appear to be smiling.

We talked yesterday about December’s preliminary enrollment numbers: 1.1 million consumers who signed up for health care coverage through the federal exchange marketplace. But that total didn’t include state-based exchanges or Medicaid coverage. Today, the Centers for Medicare & Medicaid Services’ Marilyn Tavenner released some additional details.

The most recent data indicate that more than 2.1 million people have enrolled in a private health insurance plan through the Federal and State-based Marketplaces since October 1. […]

Additionally, 3.9 million Americans learned they’re eligible for coverage through Medicaid and the Children’s Health Insurance Program (CHIP) in October and November. These numbers include new eligibility determinations and some Medicaid and CHIP renewals.

We are encouraged that over 6 million people have been enrolled in Marketplace or Medicaid coverage since October 1, and will work to give millions more Americans the peace of mind that comes with health security in the months ahead.

That’s 6 million U.S. consumers in three months, and for two of those months, as you may have heard once or twice, healthcare.gov wasn’t working especially well.

I have a strong hunch we won’t see a bunch of tweets from GOP lawmakers this afternoon, highlighting stadiums with 6 million seats.

What’s more, these totals don’t include Americans who gained coverage through the Affordable Care Act’s policy that allows young adults to stay on their family’s plan until they turn 26.

In terms of the policy implications, enrollment totals at these levels reinforce the sustainability of the exchange marketplaces. In terms of the political implications, if Republicans think they can spend the next 10 months vowing to take health care benefits away from these millions of consumers, they may want to check with their pollsters about the viability of their message.

Oh, and the right-wing campaign intended to convince the uninsured to stay that way on purpose, just to satisfy the wishes of wealthy conservatives with an ideological axe to grind? Yeah, that doesn’t appear to be working, either.





Thank you Mr Obama!

 

Obamacare truth or lie you decide.

“No new taxes on people making less than $250,000”.

https://www.youtube.com/watch?v=Q8erePM8V5U

1. 10% Tax on Indoor Tanning Services 2014
I can think of a lot of people who use tanning salons that make less than $250,000 a year

2. 2.3% Tax on Medical Device Manufacturers 2014
So if you need a medical device and make less than $250,000 you won’t pay the tax?
No, you will pay the tax in the higher cost of the devices just like you will pay the tax on the extra cost of the Tan.

“You can keep your health plan”

https://www.youtube.com/watch?feature=player_detailpage&v=Ck0WiX7wYKo

There has been a lot of confusion about this however anyone who actually read the law and understands how insurance companies work knew this was an incorrect statement every time he made it. I first started pointing this out to my clients in 2009. Most didn’t believe this was going to happen however unlike Nancy Pelosi I actually read the law and knew what was in it.

https://www.youtube.com/watch?v=hV-05TLiiLU&feature=player_detailpage

The law calls for minimum essential benefits and no life time or yearly maximums for any policy issued after 1/1//2014

‘‘SEC. 2711. NO LIFETIME OR ANNUAL LIMITS.
‘‘(a) PROHIBITION.—
‘‘(1) IN GENERAL.—A group health plan and a health insurance
issuer offering group or individual health insurance coverage
may not establish—
‘‘(A) lifetime limits on the dollar value of benefits for
any participant or beneficiary

Insurance companies issue individual plans on a year by year basis and were forced to cancel all plans that had limits on benefits. Small group plans were able to side step this mandate by renewing all of their policies before the 1/1/2014 effective date.
Small group policies will see the cancelations and rate increases caused by the mandated benefits in 2015. One of the mandated benefits is limits on the deductibles employers may offer.

(2) ANNUAL LIMITATION ON DEDUCTIBLES FOR EMPLOYERSPONSORED
PLANS.—
(A) IN GENERAL.—In the case of a health plan offered
in the small group market, the deductible under the plan
shall not exceed—
(i) $2,000 in the case of a plan covering a single
individual; and
(ii) $4,000 in the case of any other plan.

Any plan not meeting the mandates will be terminated and insurance companies will issue the new mandated plans. Because of the cost of the mandates, premiums will rise by an average of 50% and if you have a plan that exceeds the Deductible or out of pocket limits you will not be offered the option of continuing those plans.

Why is the government mandating such comprehensive coverage?
I have said from day one after Reading the ACA law that this was nothing more than the greatest wealth transfer in the history of the world and the goal is to get tax review into the federal government.

The government has created an environment where it is cost prohibitive to offer health insurance benefits to employees. Every employer will look at the benefits they can purchase in the open market and will come to the conclusion that they and the employees will be better off by having the employee go to the Insurance Marketplace and buy a government subsidized insurance plan.

Employers will never be able to purchase a plan for its employees for less than $2,000 per year. Employers with less than 50 equivalent full time employees will not have to pay any penalties for not offering a group health plan. If the employer did offer a health plan they would be negating the eligibility status of their employees qualifying for any federal subsidy. Employers will not continue to offer their current benefits when they realize they can allow their employees to get the same mandated plans with the same benefits through the insurance exchange and not have to contribute to its costs. The employers will come up with different and more creative incentives to retain employees.

Employers with the equivalent of 50 employees or more will be subject to a fine or tax penalty of $2,000 per employee that actually RECEVES a subsidy with the first 30 eligible employees being exempt. That means the employee must actually receive a subsidy for the employer to be fined. Theoretically a company with 100 employees would not have to pay a fine for not offering a health care plan as long as 70 of its employees did not qualify for a subsidy for whatever reason. However once employers realize that a $2,000 per employee fine for employees receiving a subsidy is more of a gift than a fine they will soon cancel their health care plans and gladly pay the fine.

This fine is what the government is actually after. Employers take a tax deduction before taxes on its contributions to employee healthcare plans. There are approximately 137 million individuals covered under group health care plans. Taking into account only about half will qualify for a subsidy if no employer offered a healthcare plan. You would be looking at about 80 million employees qualifying for a subsidy. Subtract the first 30 leaving tax penalties on 50 million employees at the rate of $2,000 per year. This will bring in an additional 100 billion per year in new tax review to good old Uncle Sam.

Who are going to be the losers in the next few years? The losers will be the employees and small business owners making $100,000 a year or more. These are the people who make too much money to qualify for any tax credits and will be forced to purchase the mandated plans or pay an income based tax penalty that caps at 2.5% of their income.

Unfortunately the ACA is the law and there are some great parts of the law that will help the vast majority of American. Sadly as they say there’s no such thing as a free lunch and we will all be paying more in some fashion and no one will ever be allowed to keep their current plan.

 

It is important to say that when the PPACA was passed it didn't outline the "minimal essential benefits" that policies must include. Instead it left it up to the Secretary of HHS. After it was passed, HHS issued guidelines termed "minimal essential benefits" which by virtue of the required benefits required insurance companies to change the benefits of insured's current policies, therefore they couldn't be grandfathered. Not because they were substandard but because individuals and families policies only included benefits which they would possibly need in the future not benefits which they knew they would never need, such as maternity, newborn care, pediatric dental, birth control and the like. Especially those with adult children and women in menopause unable to conceive and single males for a few.

By issuing the minimum benefits they did, they automatically increased the number of policies that could not be grandfathered. If Obama didn't realize what HHS's mandate would do, then he was ill informed, not on top of things and simply incompetent.

And the plans not grand-fathered were not only plans offered after ACA was passed, HHS didn't release the minimal essential benefits for quite sometime after the law passed. Because of my job I was waiting for them to be finalized and doubt many policies were issued after those quidelines were finally released if they didn't meet the guidelines.

He, President Obama did not promise people that he would keep insurers from developing new plans that will not comply with the provisions of the ACA and the insurer's didn't know what the minimum benefits would be until after it was passed and the regulations finally issued by HHS. The President also didn't tell us that we would have to pay for insurance benefits we would Never need. And that we would be paying for these benefits only to subsidize those that Would need the benefits and couldn't afford to pay the higher premiums for these benefits. He lied, Democrats lied and they failed to listen to Republicans, Doctors, Hospitals, Voters that attempted to put out the flaws in this law.