Obamacare fail! Affordable Care Act not so affordable.

Discussion in 'Health Care' started by doombug, Oct 12, 2013.

  1. flounder

    flounder In Memoriam Past Donor

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    I think what we will eventually see is that there are MANY ways this could have been done better, bottom line they deliberately screwed the middle class who will carry this burden, the very people who were lied to. Obama is responsible for this huge Fraud. I'm surprised we have not yet heard the I word yet. This is the largest Hoax ever perpetrated on the American public, and nobody should be above the Law.

    This is bound to get worse, much worse. As the younger folks do not get involved they will find not even the people they raped to balance their numbers will be enough.
     
  2. tkolter

    tkolter Well-Known Member

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    Well to me the simple solution would have been to Federalize Medicaid, expand it as they did or maybe even more with a tier of costs based on the enrolled persons income and added taxes to pay for it. Its just me be aren't low income poor the issue here they cannot afford insurance and often end up getting the charity care or can't pay medical bills. If the states have no say then the Supreme Court ruling is no longer an issue if its all a Federal program.
     
  3. flounder

    flounder In Memoriam Past Donor

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    Since Health care is hugely important I think it qualifies for a raise in sales tax,,,so simple,,,1% and the frigin thing is done. Now just concentrate on fraud and abuse,,,simple. Now everybody pays, and those that have more to spend are being taxed the most. Makes sense to me, let people keep what they have, and we take care of those that can not take care of themselves.

    The one percent wont kill anybody, and the problem is more or less solved.
     
  4. stjames1_53

    stjames1_53 Banned

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    well, we agree on something.......If we had enough taxpayers we would only have to pay $50....still cheaper than $500-2000 a month and we still keep the government out of our pockets
     
  5. onalandline

    onalandline Well-Known Member Past Donor

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    Couldn't have said it better. More people are signing up for Medicaid than regular health insurance. These are also more than likely sick people, or people who need medical services now, rather than healthy, young individuals. This fact is going to prevent Obamacare from even working correctly. Even if it does, it will be on the backs of the middle class, as you have pointed out, who we're sham-wowed. What I also think is funny, is the fact that Democrats that are up for re-election are moving toward the view Republicans are holding, that we delay the individual mandate, or the entire thing. This just shows you that they (Democrats) know that Obamacare is not popular with The People, but when they are not up for re-election, they (Democrats) couldn't care less what The People think.
     
  6. mertex

    mertex New Member Past Donor

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    Ha,ha, I'll be laughing my ass off when you have to eat your words, which will be very soon..:roflol::roflol:
     
  7. gamewell45

    gamewell45 Well-Known Member Past Donor

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    Premiums in NY have gone down over 50% since the enactment of ACA. This guy's state is obviously doing something wrong.
     
  8. mertex

    mertex New Member Past Donor

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    Dream on......:roflol::roflol::roflol:
     
  9. mertex

    mertex New Member Past Donor

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    Yeah, they are lying about it. Same old typical Republican modus operandi....if you can't get your way...lie your way into it.
     
  10. hudson1955

    hudson1955 Well-Known Member Past Donor

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    No, it is highly unlikely NY's premiums have "gone down 50%" without deductibles increasing by 25% up to 75-100% and out of pocket limits increasing. I don't believe your post.

    Premiums have and will continue to go up as will deductibles and out of pocket limits not to mention increasing numbers of small businesses that employee less than 25 employees will see their plans either cancelled or the premiums increase to the point the policy is no longer affordable. Increasing deductibles to make the policy more affordable at some point makes having the policy worthless as it will still be a substantial expense but the coverage won't kick in until the individual, family, employees meets unrealistic deductibles and unaffordable out of pocket expenses.

    Medical costs have never been proven to be the Number #1 reason for an individual filing bankruptcy; there are only a few reputable studies that targeted medical expenses and the results had conflicting results. (at most medical debt may be 1 of the many debts listed on the Bankruptcy . But, I guarantee we will see many individuals file bankruptcy due to the ACA mandating they carry and pay premiums for benefits they will never need, such as maternity and newborn that historically are huge premium increasers. Plus many who don't qualify for assistance but yet can't afford the higher premium cost will pay the penalty and now go without coverage. All of my posts on this forum predicted what is now happening before it did so and before it became "news".
     
  11. gamewell45

    gamewell45 Well-Known Member Past Donor

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    Read it for yourself.

    http://www.bloomberg.com/news/2013-...es-said-to-drop-about-50-for-individuals.html
     
  12. hudson1955

    hudson1955 Well-Known Member Past Donor

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    I did and suggest you read it again as the rates have not decreased by 50% at the present time, article only suggest the premiums will continue to decline but fails to indicate what the deductibles and out of pocket expenses on these lower priced plans will be. It also suggests that the majority of people signing up will not know what Providers will be on the plan.

    Show me the actual plans, the cost of premiums, the deductibles and the out of pocket compared to what individuals and small employers have now.

    After 35 years in Health Care Administration I guarantee premiums will not be going down without deductibles and out of pocket rising substantially. Period
     
  13. stjames1_53

    stjames1_53 Banned

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    sounds an awful lot like the Demobrats...................
    You can keep your health plan f you like it....
    Benghazi? where the hell is that?
    Fast and Furious, I have no knowledge....
    IRS? You'll have to discuss that with Lerner, I'm not in charge of the IRS.....

    [​IMG]
     
  14. lynnlynn

    lynnlynn New Member

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    Actually insurance companies provide a choice. Either you can choose a higher premium with a lower deductible or a lower premium with a high deductible. Either way you are paying for your healthcare whether you got it or not.
     
  15. onalandline

    onalandline Well-Known Member Past Donor

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    I seriously doubt it. Why does this Administration keep delaying different aspects of Obamacare, conveniently passed election time, for something that is supposed to be so great? Why wouldn't this Administration ensure that the website was running smoothly before the rollout, after spending hundreds of millions of taxpayer dollars on it? Why did Obama lie, time after time, about how people could keep their doctors, their health plans, and that premiums would be reduced by $2500 for the average family? Can you seriously support this crap?
     
  16. stjames1_53

    stjames1_53 Banned

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    the member you replied to is probably counting on another free hand out courtesy of the tax payer..ya know, a freeloading Lib whose existence relies upon government forcing the taxpayer to support them.....................Libs are FREAKS
    Here's the deal......The medical insurance companies control 7% of the economy. What better way to grab that kind of money than by a hostile corporate takeover.
    Since Maobama is in the business grabbing mode, why not force the medical community to reduce their costs overhead to keep the public's cost down instead of forcing us to keep the medical community's profits artificially inflated?
     
  17. onalandline

    onalandline Well-Known Member Past Donor

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    49-State Analysis: Obamacare To Increase Individual-Market Premiums By Average Of 41%

    My private health plan's premiums went from $441/month to $850/month due to the ACA. Luckily, I got a new job and will be on a group plan, but next year will be scary after all the mandate delays are over.

    Click on the link to go to an interactive map: http://www.forbes.com/special-report/2013/what-will-obamacare-cost-you-map.html

    Source article: http://www.forbes.com/sites/theapothecary/2013/11/04/49-state-analysis-obamacare-to-increase-individual-market-premiums-by-avg-of-41-subsidies-flow-to-elderly/
     
  18. hudson1955

    hudson1955 Well-Known Member Past Donor

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    Either way Obama, Democrats and the CBO lied. Premiums will rise, we will still be paying for uninsured emergency room care, we now will pay more to help subsidize the uninsured eligible for premium assistance and more tax to our States to cover Medicaid patients. Nothing but lowering payments to doctors and other providers and penalties and increased taxes will result in lowering health care costs as the Government defines it. Actually.none of it has to do with lowering the cost of providing health care to people. Only has to do with paying providers less and increasing our taxes.

    The reasons health care cost to the Federal Government has continually increased is because the number of Medicare patients has increased, the cost of providing health care has increased including the cost to due business for providers, hospitals, clinics and ancillary services. Those costs include rent, electric, supplies, wages, fire insurance, workers comp insurance, increase in the cost of supplies and increases in Malpractice Insurance. The Federal Government continues to circumvent the fact that "medical practices, clinics, and hospitals our private businesses and the cost of running these businesses has continue to rise over the past 25 years remarkably, while medicare and Medicaid and private insurance have continued to reduce the reimbursements to providers. This cannot continue. More providers will begin requiring patients pay cash for their treatment or agree to payment plans and the patient will then need to deal with their insurance coverage to get back monies they paid to the providers. Doctors and Hospitals could charge much less if they didn't have to deal with the federal government of insurance companies directly,
     
  19. lynnlynn

    lynnlynn New Member

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    I agree with you. If a majority of providers of care make a stand and go to a cash basis system, it would force the insurance companies to negotiate an increase in payments to them. I think we are at a time in history where the health insurances companies have become so greedy that we do not need them anymore. I would rather see each state have a fund for everyone to pay into that is free from corruption that could be used for our healthcare expenses.
     
  20. Mr_Truth

    Mr_Truth Well-Known Member

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  21. Frank650

    Frank650 New Member

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    There aren't enough resources to provide everyone good, quality health care.

    What you will end up with is a severely compromised system with inferior care for all.
     
  22. stjames1_53

    stjames1_53 Banned

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    are you referring to what's left of it? or the fact that it has been delayed another year? name one life that has been saved thanks directly to Maobamacare..better yet give 100 names.
     
  23. onalandline

    onalandline Well-Known Member Past Donor

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    Ed Schultz? LOL!!! There's a real source of accurate and truthful info. Mr. Truth, I like your sarcasm. Now, we just need to see what the co-insurance percentage and deductible are for these folks. Also, only 3 comments for that article you posted. Shows you that MSNBC has almost no viewership, especially Mr. Ed.
     
  24. flounder

    flounder In Memoriam Past Donor

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    Mertex, he lied cost to us right from the start, they also lied about the youth supporting this thing. FACT,,,Kids drive without Car Ins, and when they do get it they are the first ones to not make their payments.
    Now, lets say the Obama team was too lazy or stupid to know these FACTS, the Insurance companies would have told them and would have gladly shown them the statistics.
    I believe this is why Obama had to promise them a financial bail out, what the Ins companies told him believe me he never told us. Young people do not purchase intangibles [Insurance], this is kids stuff. However the general public would never think about it, they trusted the snake oil salesman...

    And now,,,not so much....

    This financial burden was always planned on being dumped on the middle class, could he have sold it that way? Could he have sold it had he told the truth about keeping your Doctor?, could he have sold it by giving us the real cost?

    No, No, and definitely NOT! This monster would have never made it out of the gate had he not said it was under a Trillion bucks.
     
  25. flounder

    flounder In Memoriam Past Donor

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    They have one less viewer,,,Alec Baldwin.....
     

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