Why do People Settle for $22 a month Medical Insurance?

well

liberals believe that the average working stiff can afford to pay an extra hundred dollars or so a month in taxes to insure the uninsured, so why not?

 

nope not projecting.

most or all of the aid recipients I know can not afford food or rent but can afford booze, cigarrettes and cell phones.

that's reality

 

he means free for him and his ilk

 

What's it to you?


BTW - I have top notch health insurance.

 

Yes. As long as some "rich" person is paying for it. Aka anyone with a job.

 

That's the tragedy of poor people, a lot of them aren't the most savvy ones around. It's a typical stereotype that's often true. A while ago there was this article in one of those glossy magazines in which the reporters tried to get by with the amount of money you receive on welfare (€880/month if you are single -- this is not the same as unemployment insurence since that is based on your previous income, so a lawyer gets more than a gardener) and they explained that they now understand why poor people have the biggest TV imaginable: it's their only source of entertainment. No café visits, no restaurant visits, etc.

 

So they are poor because they are not "savvy"... How PC of you. Its nice to know they can watch TV though while i am busting my ass paying for it.

 

And in a universal system, the government would also control what you eat, how much you exercise, or whether youre even worth the cost of saving your life.

Not a viable alternative.

 

No, it wouldn't. It would come from somewhere. Besides the air we breath, there is almost nothing we consume that is free.

 

You mean people like Michael Moore would be forced to lose weight? That will devastate the donut industry.

 

Explaining what needs no explanation. You missed the point. Nothing is free, you will pay one way or the other,.

We are taxed and pay premiums. True, the premiums are two thirds what the same level of service would cost in the US, but in the end we are paying a lot more than $100 a month..in fact a could pays $104 and I believe a family of four is about $150.

If you want universal health care something will have to go....

What would you like it to be?

 

Sorry Doc, but that is completely false. I have lived in a state run health care system for 30 years and there is no such thing happening.

Nor does the "state" decide who gets coverage or what coverage should be available, pharmacueticals etc. Those decisions are made by a doctors through the College of physicians and surgeons and is based on available funds.

In its rush to implement a hybrid, for profit system in the US, it would appear the Owebama administration has advanced a lot of myths about social medicine.

 

I actually do have to support your view here. I can't see why anyone would get the worst possible insurance they can get away with, When it will just cause them a lot of heartache (and wallet-ache) when they get into an accident or other major illness.

When I get insurance through my employer, I always try to at least get middle-of-the-road insurance, If nothing else.

You really do get what you pay for, With insurance at least.

Thank you for your time.

 

The Department of Homeland Security!

 

Thank goodness for the Department of Homeland Security. It was obviously necessary since the already bloated Department of Defense turned out to be incapable of defending even its own Pentagon headquarters.

 

If we had a universal healthcare system, Michael Moore would be executed painlessly. He would be seen as way too much of a potential burden to the state to maintain.

That's of course assuming he didn't use bribes from his millions of dollars that he acquired in his capitalist ventures to pay off the judges of the death panels

 

Based on the costs being suffered by Canada and some European countries it would mean more than just Homeland Security..

I suggest about half the cabinet would have to go along with a good chunk of the military.

But then, some think simply taxing the rich will cure that problem. Sorry, but Canada, Belgium, Switzerland and a few others are doing that and still running deficits.

 

SM, young people with little to no health issues will in most cases go for the cheaper insurance. As they get married and become to have a family then the policy will need to provide more coverage. Older folks and people with chronic conditions seem to need the best coverage, if it is available to them.
　
　
$22?? Seems awfully low. $100 is the crap zone of insurance according to my experience. If you want good insurance you will definitely pay in excess of $450 a month, and you will still have to cover as much as 20-30% in co-pays. There is no doubt you could get a cheaper policy, but it will not in most cases cover you the way you think it will, and you will be disappointed by it when the need arises.
　
Insurance is a scam for the most part. Which brings me to the most confusing part of your post;
　
　

　
What in the hell do you think insurance is?? It's one big Ponzi scheme that benefits the medical community.
　
　
The reason health care costs are so high is because of government imposed insurance. If the market was allowed to set the price, there wouldn't be so many people totally dependent on the government to cover their health care needs. Yes costs would still be considerably high, as the cost of living is out of control at so many levels, but a regular doctor visit would be about 1/3rd the cost if the medical community couldn't just pull a number out of their arse that insurance will cover the majority of.

 

I hope they send his body to Haiti. They could feed the entire population for at least a month on his blubber.

 

So they can buy a 58" TV and a smart phone.

 

The simple reality is there isn't enough health care to go around.

The fairest way to ration it is by cost as that allows those who contribute the most to society to have access.

 

There isn't enough healthcare to go around due to government regulation. Get the state out of healthcare, and healthcare insurance, and it would be more affordable.

 

In what country where a UHS exists does this happen?

 

Where does this lie come from? Go to www.ehealthinsurance.com and you find individual plans for $105 bucks a month that offer 7.5 million dollars in annual coverage with a 1500 dollar deductible.

450 dollar number you are talking about is to cover an entire family and yes.. insurance should cost you 100 dollars per person per month. That is a fair price!

 

UHS sucks. My mom broke her hip in Australia and her insurance didn't cover it. She would've had to wait three days for a doctor to replace it in their public hospitals, but the private hospital took her right away, even though the doctor was due to leave on vacation.

Government healthcare is a sham!