My insurance company raised its family deductible from $6000 to $7000

No blinders. As far as rate hikes in the past before the ACA, there was were even higher premium increases before the ACA was even conceived of. When I started in the private sector after working for the government my employee contribution to healthcare was $0. It has risen steadily over the course of those first 14 years to be about $340/mo. Since 2012 it has increased $0 and my out of pocket expenses for certain procedures is now 100% covered. We have trod this ground over and over. The net result...the ACA and outstanding success for me and many people like me.

As to why they use a person making 30K/year is because per capita income is 28K/year. More than half by a significant margin of the country makes less than 41K/year so 30K is good statistical data point.

 

Maybe you do not know what you are talking about, people can still get their coverage through the employer or by buy it on the market, no one if forced to buy anything through the exchange. And again You are Wrong, I do not agree with Forcing people to buy insurance coverage I just think that hospitals should be able to reject someone if they cannot pay unless it is life threatening and only then enough to save their life. I did not call him a fool, You did Slick, I asked why it was a good Conservative was even using the exchanges, especially since the same person has done nothing but whine about them, seems it bit Hypocritical to me, but then again the Cons have more than their fair share of Hypocrites. Stand by your principles or shut the F up, that is what I expect.

 

Gee, maybe we should privatize the military. Or maybe it is Conservatives who never learn?

 

Then your post was misleading and not truthful, plain and simple.

 

Not using that as defense. As you can see from the chart attached healthcare spending has remained relatively flat since the ACA caim in. Given that preventative care is now 100% covered and drugs are now part of you deductible your out of pocket spending has most likely decreased depending on how much of both you use.

 

You have to realize that to the Republican fruit loop group every problem in America is Obama. They are just to darn stupid to realize that more expensive medicines and more advanced Heath care technology is going to drive up costs. The new gene therapy treatments and individuality tailored therapies are going to be a Hugh problem for cost. It is much easier for the Republicans to blame Obama than to actually make an intelligent attempt to deal with the issue.

 

Then I would change insurers, if you buy on the exchange, or bring it up with HR department, if you are employee based. What you are experiencing is clearly not the average of what is going on nationwide.

 

where in my response did I saw people were forced to buy it from the exchanges... I did not... what I did say was people are forced to buy insurance... that is a fact... its literally the law... you MUST buy health insurance, or you will be fined by the federal government for not having it, or pro-rated fines for the periods in which you did not have it... thats not something to debate, its federal law, proposed by democrats, passed by democrats, now all the fault of democrats... they can take 100% credit for that...

I said YOU labeled him as a "cons" or as people who like to spell words out say, conservative... and then you made a snarky comment that basically shows, he's damned if he does, he's damned if he doesn't... "I thought all cons took care of their own needs"... so you FORCE him to participate in a federal law, and then you get snarky and mock him, essentially calling him a fool for YOUR stereotype of his political beliefs... for a program by law HE HAS TO PARTICIPATE OR BE FINED... so democrats literally get exactly what they want, and they STILL bag on you for following laws they forced you to comply with... so he's following the law, and you're STILL not satisfied...

thats what you said, in case you completely forgot it... notice how you called him a cons... and made the snarky fool comment at the end...

if you want to get literal, no you didn't say the word fool either, but would you like us to get literal on everything you say now, just so I can clear the air and find out how you want to deal with things you say in the future... should I try to find the meaning, or just take the literal words from now on... just so I know how you want your medicine in the future... snarky or snarky-free... I don't know if you're on a diet or not so...

 

I know most authoritarian progressives don't get it but the biggest problem with Obamacare is the use of government force to make people comply to a bunch of bureaucrats wishes. There is a reason it is called Obamacare.

 

All insurance plans are Obamacare. You simply have it through your employer, while some others have it through the exchanges.

 

The plans are the same across companies, they are dictated by Obamacare. There is less competition, if any at all, due to Obamacare. I had to switch last year due to a divorce, the company I work for is on another state and the policy had been they reimburse. So I went shopping with the top companies in my city. Theyvall now offer the same policies with at the same basic cost. Then my company came back and that the Blue Cross Blue Shield of North Carolina they use could insure me but again the same polices and marginal price difference. My out of pocket have gone through the roof now and paying about 40% higher monthly now.

 

Add in the subsidy to the cost and get back to us. Most of here do NOT bet the subsidies. Then compare the co-pays and the dedictiblies.

- - - Updated - - -

OH so Obamacare is great as long as you don't use it. Gotcha!

 

Why does that make it "stink". Worked great for all those decades before and also played a role in most seniors retirement plans. Which do you think owned the insurance companies?

 

Ahh no, and I believe the forum rules require proper cites to avoid infringements

How to Cite and Reprint KFF Materials
The Kaiser Family Foundation’s website, kff.org, is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License which allows for the sharing of our information with proper attribution and without alteration. You may reprint our materials if your readers will not be charged for access (with the exception of tuition or course pack fees). All original Kaiser Family Foundation content is copyrighted material.
http://kff.org/cite-and-reprint-kff/

 

And where did you get that number? Are you confusing their odds advantage with a profit margin?

 

It is uncivilized to consider health care a business for profit rather than a government service.

 

Yeah the reason it is called Obamacare is a feeble attempt by conservatives to make people, who otherwise might like the reform, to be against it because the President's name is attached to.

The government isn't forcing anyone to do anything. If you do not want to participate in Obamacare then pay the tax penalty. The system gets enough money to cover for your catastrophic treatment because you have no insurance and you get to opt out, for a price, of Obamacare. Where is the force?

 

Yeah, like taxes are voluntary unless you don't pay them.

 

Obamacare does NOT make all insurance the same. What it does do is provide minimum standards for insurers to make get rid of the fly-by-night insurance scammers providing low cost, high-deductible "insurance" that rarely pays off.

If the policies are all exactly the same across multiple employers then the reason is most likely they are all farming their benefits programs out to a third party vendor which offers only selected insurance coverages. This is again a problem with your company and not Obamacare. There are huge differences between policies and the coverage they offer. The HR department in my company has switched providers three times since I have been with my company all in order to keep out of pocket employee expenses down while offering comparable coverage. If your HR department is not doing that then that is a problem with the company. If multiple companies offer the same insurance it is not Obamacare that is doing that but likely a result of outsourcing your benefits.

 

That is silly. The whole behind Obamacare is to make coverage affordable by progressively offering the subsidies. To remove the subsidies out of Obamacare to compare costs means that it is no longer comparing Obamacare to anything but because it is not Obamacare without the progressive subsidies.

 

I have bolded the pertinent part. The posts all list the source of the charts used...ergo no copyright infringement.

 

So this is a problem with direct taxation then. I would suggest you start a petition to amend the Constitution and reverse the 16 Amendment or you can renounce your citizenship and chose to live in another country where the tax system is more amenable to your political position.

Taxation is, in representative democracy, in effect voluntary. We elect our representatives and they pass the laws. We elect our head of state who executes those laws and appoints judges to oversee that execution. Thus as a member of the representative democracy your voice is taken into account when taxation is passed and executed. Ergo our system of taxation is voluntarily made mandatory. That whole taxation and representation thing.

 

How to Cite and Reprint KFF Materials


"The Kaiser Family Foundation’s website, kff.org, is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License which allows for the sharing of our information with proper attribution and without alteration. You may reprint our materials if your readers will not be charged for access (with the exception of tuition or course pack fees). All original Kaiser Family Foundation content is copyrighted material."

It is STILL copyrighted and ONLY re-printable and the permission of the KF with proper attribution and link and NOT public domain.

"Linking To Our Materials
With respect to republishing KFF materials online, we ask that you link directly to the web page of the report or resource. "
And forum rules require you cite link in copyrighted material.

 

No it is not and never has been. It is very civilized to pay the people who provide you your health care needs and very uncivilized to have to be dependent on government for it.

 

Their was a citation. The materials are free to reprint as long as no charge is required to view. I cited the source of the material. Forum rules suggest a link to the site they don't require it.

If you do not think that my post was properly cited and attributed then you are wrong. The post was clearly attributed to KFF.

I understand the tactic of attacking the messenger and not the message but it is a dishonest debate tactic.