Obamacare fail! Affordable Care Act not so affordable.

"liberty digest is far more reputable than face book"

Right wingers have yet to prove the ridiculous claim that 5 million Americans have lost coverage. If you to be taken seriously, you need to present evidence, not repeated trite phrases and lies the way so many delusional right wingers do.

~ Who's going to pay? ~

This has been answered several times - as people return to work, increased productivity & tax revenues generated from work pays for the costs.


~ why should I pay for your health insurance? ~

Why should I have to pay for Israel's health insurance or for those Fortune 500 companies that deduct such costs on their 1120 tax forms?

 

what jobs? You mean the part time jobs that pay less than 40 hour work week? and what about the extra taxes we're going to have to pay?

just how does that affect my health care? You just want me to pay for yours? Is that because you won't work?

◾Because they do not comply with the law’s new required benefits, one expert has concluded that as many as 85 percent of individual health insurance policies—affecting up to 16 million individuals—will be cancelled due to Obamacare.
Small Business Insurance Plans: Canceled for Nonconformity
◾Obamacare’s effects will not be felt only in the individual market. The Administration’s own regulations assumed that up to 69 percent of small business plans—covering as many as 41 million Americans—could be lost, because they do not comply with Obamacare’s requirements.

http://www.heritage.org/research/factsheets/2013/11/losing-health-insurance-due-to-obamacare

This is from a progressive Lib source:
CBO Estimates 3-5 Million Could Lose Employer Insurance Under ACA
http://thinkprogress.org/health/2012/03/15/445446/cbo-employer-sponsored-insurance-estimate/

In the long run, even more are going to lose their insurance.
Tell me, why is having government health insurance so damned important to you?
No agency runs in the black. they are always over-budget.

 

Anybody hear the lastest from Sebelius yesterday?

In addition to telling folks they could pay up to Dec 31st for coverage starting Jan 1st... she actually mentioned people who paid a DOWN PAYMENT would also be covered.

Pretty damn bad if folks had to pay a down payment on a monthly premium.

Every day brings us a new rule. Its friggin amazing.

 

Never heard of an individual/family buying car, life, home or renters insurance and not being required to pay the first months premium, at the very least before the coverage is considered in full effect. Yes once the application is accepted they are normally covered as long as they pay the first premium bill sent to them. This is always with 30 days of billing, not the 90 days exchanges are giving.
According to the terms defined under the exchange insureds have 90 days to pay while being covered fully once their application is approved. They then go to a physician or hospital and are treated based on that coverage and then if they don't pay the premium within 90 days the health insurance company can refuse payment to the provider. That is bull and will result in many physicians refusing to accept their insurance until the 90 day period has passed or until the insurance company acknowledges the insurance premium is paid and up to date.

 

yep. If they couldn't afford it before, how in the hell are they going to afford it now?

 

Obamacare success!!!

http://www.pbs.org/newshour/rundown...roves-with-varying-success-across-states.html



Obama administration officials said last night they are still on track to sign up 7 million people in new coverage by March 31, the close of open enrollment, as originally projected by the Congressional Budget Office. "We expect the bulk of enrollment will occur at the end of the enrollment period," said Michael Hash, director of the Office of Health Reform.

Overall, counting signups through the 14 states running their own websites as well as through HealthCare.gov, nearly 365,000 consumers have selected health plans -- nearly a third of them in California. An additional 803,000 have been found eligible for Medicaid, the state-federal health insurance program for the poor.




-----------------------



STILL WAITING FOR "PROOF" THAT 5 MILLION AMERICANS HAVE LOST HEALTH CARE AS THE DELUSIONAL RIGHT WINGERS CLAIM.


WHERE IS YOUR "PROOF"?????

 

mmmmmmmmmmmmmm last Obama said was that we had 51 states...........................or did he say 53............
gave that to you last post and post before..........or maybe you didn't actually read the articles.............
Why is free health care so important to you?

 

If this is true, she can thank us tax-paying stiffs for subsidizing her plan via wealth redistribution.

 

I don't know where you heard that, but I can tell you that it's wrong. I just got my acceptance letter, and my insurer requires me to pay before I get coverage.

"Pay your first month's premium. This amount needs to be received before your coverage starts."

"The exchanges" have absolutely nothing to do with this. Why do people lie about these things?

 

NO insurance company ever provides services before they get their money. That's just pure bad business.

 

I don't know if I would say that. Plenty of businesses extend credit to their customers as a matter of course. Phone, cable and other utilities don't require prepayment for customers with good credit. Insurance companies don't. They could, but they don't.

 

most people would argue that. No money, no coverage. Sometimes, AFTER making a first minimum payment, you have 30 days to get current and stay current after that. If you do not make a payment, then they give you thirty days to either get caught up or find a new provider. However, if you are given your free pass up front, you don't get it in the tail end.
Every insurance policy I have taken out required some type of payment arrangement, but it always required either thirty days or ninety day down payment in order to receive the benefits you are paying for. I like to pay for the year, that way there aren't any problems later on.
I have handled my insurance such as TANSTAAFL.

 

Maybe people here...

Not a very equitable business arrangement, is it? I prefer a system where the business has to earn its keep and respects the people who enrich them. A lot more reform needs to be done to this corrupt industry!

 

Exactly what I said, with one exception, once you call an insurance agent and tell them you just bought a new car you the car is covered under the terms of the insurance you requested to purchase as long as you pay the premium. I specifically said you have to pay the first premium to be covered "Never heard of an individual/family buying car, life, home or renters insurance and not being required to pay the first months premium, at the very least before the coverage is considered in full effect". There in lies the problem with buying insurance through the exchange rather than with the company or broker direct. You aren't given the option to pay after signing up to assure you are covered. Nor do you know the exact premium or what amount you may be eligible for through a subsidy. So until you or anyone pays the first premium, you are not insured.

"The exchanges" have absolutely nothing to do with this. Why do people lie about these things?[/QUOTE]

 

Biggest problem with the exchange is how does anyone know they are getting quoted the lowest premium when so few people have actually paid their first premiums. What "insurance pool" is the company quoting its premium cost on? Confusing.

 

Unaffordable? Baloney!


Brainwrap: Week 12 Obamacare enrollments - including Medicaid Expansion - now exceeeds 5.2 million


Pulling together numbers on Obamacare enrollments is a complicated business because of different sources and different methodologies and different definitions of 'enrollment'. Actual enrollment into an insurance plan doesn't happen until the first premium is paid and given that benefits wouldn't start until January 1st 2014 there is little incentive to pay before December 15th. The enrollment numbers of people who have completed all of the steps, including paying the first premium, won't be available until January and have to come from the insurance companies themselves.

The most consistent, careful and trustworthy compilation of people that have gone through the process and qualified for enrollment appears to be done by a blogger by the name of Brainwrap.

He/she has been posting a weekly update and has links to each states numbers.

It is possible that there is some duplication of numbers but it is certain that many of the numbers haven't been updated during the time when people going through the improved website has undergone significant increase in volume.

His latest numbers:

Private Enrollments 1,389,000

Medicaid Expansion/SCHIP 3,888,000


Total 5,277,000

His spreadsheet with links to his source material here:

http://obamacaresignups.net/




Bad news for the mindless "politically correct" right wing. Good news for the patriotic majority!

 

you do know this is "free" and not paid for coverage? Right? You can differentiate the two, paid and free? Hint: Medicaid is not the same as a private/purchased insurance plan. all of the Libs are signing up for the free stuff. Is that what you refer to as patriotic? getting all the free shiot ya can? Really?
You have failed three times to answer my question...why should I support your insurance?

 

here's more proof that it is failing, and it hasn't even gotten off the shelf...

The Obamacare Deception
December 24, 2013 by Bob Livingston
The Obamacare deathcare system has imploded, and the continuing narrative continues to be that the regime is working to “fix the problem.” Nothing could be further from the truth.

The apparently flawed law is doing what its designers intended. It’s blowing up the private health insurance market — which was already a morass of bureaucratic and regulatory argle-bargle and inefficiency — and driving the country, inexorably, toward a single-payer socialist/fascist healthcare system one unConstitutional “regulatory” change at a time (at least 14 of them so far).

Central planning progressives, by word and deed, have long expressed their desire for a single-payer redistributive healthcare system. Obamacare has essentially accomplished that, while preserving the insurance companies as “middle men.” Insurance companies bought into the scheme because, rather than having to battle over customers and depend upon individuals to pay their premiums, they preferred the idea of a captive consumer pool and premium payments guaranteed by the Federal Treasury.

One by one, Health and Human Services Secretary Kathleen Sebelius’ regulatory tweaks and President Barack Obama’s exemptions are removing payers from the system. They’ve created a regulatory jumble that has forced insurers to drop millions of policies that people were happy with in order to lump them into a one-size-fits-all box.

Premiums are high, deductibles are higher and the failure of Healthcare.gov and State exchange websites has rendered the redistributive “healthcare subsidies” incomprehensible. The few people who want to sign up can’t. The so-called millennials, upon whom the system depended as a foundation, are rejecting the scheme entirely, choosing instead to pay the penalty and sign up only if they get sick rather than subject themselves to the theft.

With no one left to pay into the system via premiums, insurance companies will howl for a bailout. They’ll be considered too big to fail. Then government will do what governments always do: print more money, raise taxes on the middle class and take over the whole the system that it purposely crashed. It’ll ration care, stifle innovation, remove healthy choices and lock people into Dr. Ezekiel Emanuel’s dream world, where people aren’t people at all unless they’re functioning contributors to society.

This will put people’s health in the hands of mind-numbed bureaucrats and automaton state doctors who march in lockstep to the collectivist system upon which their livelihood depends.
http://personalliberty.com/2013/12/24/the-obamacare-deception/

I've been saying all along that it is about anything but healthcare. It was a "hostile corporate takeover" and theft of our Individual Liberties..
C'mon, any Lib want to tell me why I have to pay for your (*)(*)(*)(*)ing insurance?

 

~ Bob Livingston ~


A Republican with an agenda.


But here's another Republican with the TRUTH:



Georgia GOP Activist Calls Republican Elected Officials Liars On Obamacare


http://www.addictinginfo.org/2013/1...republican-elected-officials-liars-obamacare/



Clint Murphy Calls Out Republicans.

Former Republican activist Clint Murphy did not miss words. He was frank and on point when he said the following to Savannah Morning News.

It is not surprising that so many Georgians are confused about the reforms of the Affordable Care Act.

It seems almost daily that you have a Republican candidate or elected official is making inaccurate statements or using various stories to fit their narrative of what’s wrong with the law.

As a Rotarian, we repeat a Four Way Test that asks, in part, “Of the things we think, say, or do, is it the truth?” I would submit to you that most of the Republican elected officials and candidates for office cannot answer in the affirmative to that question as it relates to the scare tactics being used to derail the ACA.

Back in August Clint Murphy revealed his story and how he came to the realization that opposition to Obamacare was wrong. Mr. Murphy is a testicular cancer survivor. His home state, Georgia, that does not have a high risk insurance plan for those with preexisting conditions abandoned by private insurance companies.

Clint Murphy was unable to empathize with millions of Americans previous to his own medical battles and his battle with the inhumane treatment by the private insurance system in America. He has however come to sanity. More importantly he is not doing it silently like most of his ilk who keep an anti-Obamacare face even as they quietly use it or advise others to do so.

Clint Murphy must be commended. Mr. Murphy must know that he is accepted unconditionally for seeing the light, for seeing the positive in Obamacare. Others must be encouraged and let into the moral fold. After all, that is the mantra of the left. We believe access to success for all, redemption, and second chances.

 

The ACA affects around 15% of the population since most people have insurance already this leaves the rest. Then there are the hardship exemptions if the cost of the lowest cost insurance plan would exceed 8% of your income (including families) you don't need to get insurance say as an example your family of four earns $100k. And the cheapest option is $1k a month since that is 12% of your income you can invoke hardship. For people with help that will bring the costs down say this family was just under 400% of the poverty line and have to pay $500 a month then they need to get coverage its now under 8%. And further even if they did go over that the maximum premium they need to pay is 9.5% so they could opt out or pay the little more for coverage.

I will use my case my income is verified by the program at well under the poverty line at $2500 this year (decided to work less my family provides what I need so no need to work more and I hate working if not needed), taxes filed for self-employment back that up, since the cheapest plan and I can't get subsidies would be a bit over $300 a month its well over 8% of my income so I'm exempt. But if the state expands Medicaid I'm good to go.

 

Stunning new report undermines central GOP Obamacare claim



Now, a new report from the minority staff of the House Committee on Energy and Commerce has destroyed the foundation of that particular GOP claim. It projects that only 10,000 people will lose coverage because of the ACA and be unable to regain it — or in other words, 0.2 percent of the oft-cited 5 million cancellations statistic.


http://www.washingtonpost.com/blogs...eport-undermines-central-gop-obamacare-claim/




Right wing delusionals cry at this good news!

 

Over 6 million cancellations.

About 2.1 million sign-ups.

Not good numbers.

 

I think that it's still too early to make a decisive conclusion concerning the plan. This plan has 2-3 years to go, after that period of time based on the result we'll be able to make a final conclusion whether the plan is success or abject failure.

 

the train wreck will happen long before then............

- - - Updated - - -

blah blah blah..........it won't last, it is failing as we debate. most insane libs tout success if only 1 were to sign up for it.........jes saying

 

What don't you understand? There are fewer insurance plan options offered through the exchanges and the majority of those offered whether they are lower premiums then you had or could have bought have unreasonable deductibles and out of pocket costs, not to mention that the majority of the plans offered have very narrow offerings when it comes to approved providers(hospitals, clinics, doctors and ancillary service providers). Unforturnately, they chose providers that were willing to accept substandard payments/reimbursements for their services, basically new graduates and substandard providers that can't qualify for Premium insurance plans. Therefore, you will likely not be able to be admitted to the best hospitals and clinics and lose you current doctors. While paying a higher deductible that most of us can't afford and that makes purchasing insurance even if the premium is affordable, a bad idea. If your premiums are $1200.00 or up but your deductible is $12,000.00 up per year, it is more cost effective to pay for care out of pocket and if you need extensive hospitalization or prolonged costly medical care, then but insurance. No pre-existing will allow you to do it! What a joke. Young people that don't qualify for Medicaid and who can't afford exchange quoted premiums will still seek ER care as will the poor and illegal immigrants. Taxpayers save nothing, pay more, and those currently insured will see their premiums go up and their group health insurance cancelled in the coming year.

Don't you get it? What is it you don't understand. I could actually agree with expanding the medicare program to include us all if it would get rid of Obamacare and its numerous taxes and higher health insurance costs. They lied and until the Dems are thrown out and we elect a moderate or Republican President we are stuck with this poorly written law. We have been thrown under the bus!