Whites OBJECTIVELY Have Less Rights than Minorities

Oh...so it's only blacks who live in the hood that are being discriminated against by bankers? Can you provide proof of this?

 

There’s nothing to suggest... at all... that whites who go for the same loan, in the same neighborhood, with the same credit score, same payment history and same collateral will get a loan before the black guy.

There IS evidence that the black guy actually has advantages over the white guy to secure funding for the home or business because of racist and discriminatory government programs that benefit minorities at the exclusion of whites.

Hell I don’t need evidence. I have PROOF. We have laws which state it explicitly in black and white.

 

I'm referring to the purpose of their research: to investigate whether they support the evidence of a racist criminal justice system. They do. You choosing a paper that finds discrimination is amusing mind you.

They don't refer to how blacks are more likely to commit crime. You continue to misrepresent their analysis. They refer instead to how you cannot just control for wealth. You also have to, for example, control for human capital and social capital effects.

I've already referred to this, via Ehrlich and deterrence theory. Unless multiple socio-economic variables are used, its impossible to derive robust race effects. And when you achieve that? As indicated by the paper I referenced, racial invariance holds. Seems like you've twinned innocence of criminology with poor application of evidence evidence.

 

Gosh, I didn’t realize just how down-trodden white males were in this country.

Maybe someday a white male will be elected mayor in this country, or maybe a local judge. Heaven knows having a white male elected to Congress or maybe someday as President is just a dream - but march on brothers!

 

I dont think people in hood are or were being discriminated against by the bankers

 

What a weak response! Unlike you, they are able to empirically test a series of hypothesis tests:

Hypothesis 1: Among equally creditworthy firms, businesses in minority neighborhoods are more likely than those located elsewhere to be discouraged borrowers.
Hypothesis 2: Among equally creditworthy firms, businesses owned by minorities are more likely than White-owned firms to be discouraged borrowers.
Hypothesis 3: Among equally creditworthy firms receiving bank loans, businesses in minority neighborhoods are likely to receive loans smaller in dollar amount than firms located elsewhere.
Hypothesis 4: Among equally creditworthy firms receiving bank loans, MBEs are likely to receive loans smaller in dollar amount than White-owned firms.

End result? Their econometric analysis concludes: "The mere fact of being owned by an African American or Latino individual explains why many suffer from limited loan access."

 

I misrepresented nothing. From the link:

“Data indicate that although higher levels of wealth were associated with lower rates of incarceration, the likelihood of future incarceration still was higher for blacks at every level of wealth compared to the white likelihood“

The ONLY way you can conclude that over time that statistic would be true is that racism is so grossly entrenched in our justice system so as to mean not only are the officers who find the evidence and present it corrupt, The evidence is falsified, the judges, witnesses, experts, and their peers... also to include the victims who give the reports of the perpetrators of their crime are, as an aggregate, so grossly racist against blacks... in order to falsely identify and convict in a court of law, black people, who didn’t actually commit the crime which they are convicted of. And they are SO prolific in their racism against blacks as to disproportionately represent the black population as committing 50% of our total murder while only representing 13% of the total population, when in reality that shouldn’t be the case.

 

The hood is full of businessses that never borrowed a dime from the big banks

They are korean owned, or Indian or vietnamese

But doing business in the hood

 

Every single one of those hypothesis is answered by the fact that a business in a minority owned neighborhood has, on average, a grossly disproportionate amount of property crime, theft and robbery than businesses not operated within a minority neighborhood.

 

totally agree, help all the poor equally and we all rise together, separate but equal is not equal

 

No amount of you saying whites are discriminated against makes it true.

 

Wrong! Risk is factored in by the authors. You'd know that if you had read it. I have.

 

What does that have to do with the fact that minorities are discriminated against when it comes to securing loans? You DO realize not all black people live in the hood, right? Please tell me you know this.

 

And now democrats in government are declaring open season on businesses in the hood

https://kprcradio.iheart.com/featur...las-da-will-not-prosecute-thefts-under-75000/

Texas Gone Wild: Dallas DA Will Not Prosecute Thefts Under $750.00!

 

There's no debate in it. You have misrepresented a paper that makes no claim that blacks, ceteris paribus, commit more crime. It is ultimately a piece that refers to the need to use more independent variables in any econometric analysis. You can't just use a wealth control because of the discrimination against blacks. I've already informed you of that, so no excuse!

 

Bankers are the ones accused by the lib race baiters of denying loans to black people

 

I posted links proving there bankers discriminating against minorities. It's not an opinion. It's not libs making accusations. It actually does happen.

 

People in the hood are bad credit risks

What other reason would banks have for not lending to them?

 

that has to be fake news, no one would want to live in a city that would not prosecute thefts under $750.00

 

I wish it were fake

But no, its real news

 

Screw government programs. Get rid of them and get back to what the founders intended for federal government to do.

 

Show me proof only people in the hood are being denied loans.

 

I dont think they are only denying loans in the hood

 

So basically, the OP is angry that only 99% of the nations budget is more likely to end up in the hands of white male businesses instead of the traditional 100%.

Cause that's what we are talking about, less than 1% of our annual budget is allocated for minority owned businesses. Personally, considering that for 200+ years, this country was unfairly balanced for the advancement of white male business owners, I'm OK with a few decades of "inequality" to right that wrong.

Allocating less than 1% of funds in an attempt to end generational minority poverty vs. 99% of funds that have traditionally disproportionally gone to white, male owned businesses. That is what the OP is angry about. He is angry the white males can only be at the head of the line 99% of the time.

 

it's as hard for a poor white to get a loan as a poor black, as no collateral